Explaining the health care reforms that went into effect last week

The health care reform legislation passed this year introduced many changes to health insurance. Many of those changes do not go into effect for several years. A few key reforms, however, have just become law last week.

Among them: Under the new law, health care insurers will no longer be able to do the following:

• Deny coverage to children with pre-existing conditions;
• Impose lifetime limits or caps on health coverage;
• Cancel a policy without proving fraud;
• And deny health claims without giving you a chance to appeal the decision;

You can find more information on these new rules at HealthCare.gov.

To talk about the health reforms we’re joined by Patrick Cannon of Florida Chain, a health reform advocacy group, and Rick Ford who is President of Floridians for Health Care.